Ballston Spa National Bank (BSNB) : Rates

Rates

BSNB offers a variety of mortgage programs and home equity lines and loans to choose from. Please call on us (518-363-8107) to help you determine the best option for your unique needs. We're available Monday - Friday between 8:30am and 5:00pm with additional hours by appointment. All loans are subject to application and approval and must meet underwriting and credit requirements. Rates will depend on individual credit history,and specific loan transaction underwriting requirements. Loans may be subject to escrow requirements which may cause your payments to vary. Other fees and conditions may apply. Other rates and terms are available.

Loan Amount:

Program Name	Rate	APR	Payment
30 Year Fixed (Conforming)	3.750%	3.851%	$0.00
20 Year Fixed (Conforming)	3.375%	3.512%	$0.00
15 Year Fixed (Conforming)	2.875%	3.046%	$0.00
10 Year Fixed (Conforming)	2.750%	2.998%	$0.00
Constr 30 Yr (Other)	4.250%	4.376%	$0.00
Constr 20 Yr (Other)	3.750%	3.920%	$0.00
Constr 15 Yr (Other)	3.250%	3.463%	$0.00
5 YR H/E Loan (Other)	3.500%	3.500%	$0.00
10 YR H/E Loan (Other)	3.950%	3.950%	$0.00
15 YR H/E Loan (Other)	4.250%	4.250%	$0.00
20 YR H/E Loan (Other)	4.500%	4.500%	$0.00
H/E 1st - 10Yr (Other)	4.250%	4.496%	$0.00
H/E 1st - 15Yr (Other)	4.500%	4.674%	$0.00

= Special Program

Rates are subject to change without notice.
Rates last updated on 05/21/2013.